Since 1934, Smart Financial has been focused on people, not profits. Our entire staff is united in its passion to provide superior service to every member-owner. Our purpose is to be a resource, giving back to the community we serve, all while helping valued member-owners like you with your financial needs.
All it takes is a five dollar opening deposit and a five dollar entrance fee to become a member. Smart Financial is committed to giving back, and this entrance fee is used to support the local communities through scholarships, sponsorships, and more.
Who Can Join?
The following is a list of individuals, businesses, organizations or associations approved for membership at Smart Financial:
The features you want, the service you deserve.
Don't take our word for it. Hear what our members have to say!
“Friendly staff, I can now do some of my banking online, through the app and at the ATM! Love that for my busy family.”
“I like the personal, friendly service. I don't feel like just a number. I feel like I matter.”
“Customer service, professionalism, and timeliness. I have been with you for many years and continue to appreciate what you do. Thanks!!!!”
“It's just easy. We are long-time account holders. On-line banking, bill paying and deposits have made it very convenient.”
“Banking with Smart Financial has been a rewarding journey through the years as a member. The people have been very approachable, helpful, and supportive.”
“Smart Financial has been willing to work with me through my financial rough-times as well as the good times. The bankers listen, and try to find the best solution.”
“It's easy to use your new teller-screens. Easy in and easy out plus I love having a copy of my check on the receipt. Plus your agents are very friendly both on screen and in person at the site.”
“Easy, efficient, and helpful!”
“Simplicity in deposits/withdrawals, easy to use web site, friendly, courteous tellers.”