About Smart Financial

Smart Financial is a financial cooperative, owned and operated by its members.  Each year, we publish an annual report and host an Annual Membership Meeting.

At Smart Financial, we are always focused on people, not profits. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued member-owners like you with your financial needs.

Explore the Annual Reports below to learn how we are working to do just that.