Signature Loans
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Smart Financial Signature/Personal Loans are ideal to help you with those unexpected expenses such as car repairs, medical bills, vacations, or other necessities.Smart Financial offers signature loans and debt consolidation loans to our members with low interest rates.
Line Of Credit
APPLY NOWMembers can establish a signature Line of Credit and draw from it whenever they wish. Members can access their Lines of Credit through SmartLine; using our touch-tone telephone service; by online banking application; and, through tellers in a Smart Financial branch lobby. Overdraft protection for your Smart Financial checking account is also available.
CD Secured
APPLY NOWCD Secured loans allow you to use your own funds as collateral for almost any purpose including consolidation, taxes, vacation, medical expenses, etc. Variable rates are available with flexible terms.
Share Secured
APPLY NOWShare Secured loans allow you to use your own funds as collateral for almost any purpose including consolidation, taxes, vacation, medical expenses, etc. Fixed rates are available with flexible terms.
What you will need to apply:
• To be 18 years of age or older.
• Your Social Security Number / Individual Taxpayer Identification Number.
• Government Issued Identification (Driver's License, State ID, or U.S. Passport).
• If another person will be joint on your accounts, they must enter and validate their personal information.
• If funding your new accounts by electronic transfer from another financial institution, you’ll need their routing number and your account number.
• If funding with a debit or credit card, you’ll need the card number, expiration date, and CVV code.