Auto purchase of refinance. Smart saves you money.
With families struggling to keep up with the rising costs of just about everything, Smart Financial has your back. Free up cash this fall by taking advantage of No Payments for 90 days1 when you refinance your current auto loan or take out a new auto loan with Smart Financial. Our rates start at 2.49%* for qualified applicants. Terms and restrictions apply.
To find out how much you could save with a refinance, use our auto refinance calculator.
- Fixed rates starting at 2.49% for 36 month term*
- Fixed rates starting at 3.49% for 60 month term*
- Variable rates starting at 2.49% for 84 month term only**
Our 84-month variable rate loan may be right for you. Click below to see examples of monthly payments during the first year of a variable rate auto loan. Payment amounts will fluctuate as the rate changes during the term of the loan. Your rate will not increase more than 1% every 12 months.**
APR | Term | Amount | Monthly Payment |
---|---|---|---|
2.49%** | 84 months | $25,000 | $325 |
2.49%** | 84 months | $30,000 | $389 |
2.49%** | 84 months | $35,000 | $454 |
Find the car. Price the car. Drive the car.
If you are on the hunt for a new or used vehicle, Smart Auto Direct has everything you need to search, research, and compare pricing online without all the pushy sales ads and redirects. Apply now to find out how much you can borrow.
Swipe left below to view more term options.
Get In Touch Today!
CALL
Give us a call at 713-407-1755 to speak with one of our lending specialists and apply over the phone!
ONLINE
Secure your car loan from the comfort of your home by applying online!
BRANCH
Stop into one of our branches and let our Smart Bankers help you through the process!
SMART AUTO DIRECT
Take advantage of our concierge service, Smart Auto Direct, to help you find the perfect car!